A Partnership of Health & Wellbeing Companies

One System. Multiple Specialized Brands.

FutureHealth Systems brings together specialized companies supporting students, travelers and international organizations around the world.

Discover Our Companies About FutureHealth Systems

Welcome

Welcome to FutureHealth Systems

FutureHealth Systems is a consortium of five specialized companies dedicated to student and exchange visitor health insurance and mental health support. Our consortium model allows each company to deliver focused, high-quality programs while drawing on shared infrastructure, technology, and wellness resources.

We are more than just health insurance — we are leaders dedicated to innovation and making a meaningful difference for the students, travelers and organizations we serve.

“Our offerings give your students & participants the peace of mind they need to pursue their dreams with confidence. As we shape the future of insurance products and wellbeing services, we remain committed to excellence, fostering trusted partnerships, and creating solutions that truly matter.” Kevin Saremi, Chairman of the Board

Our Shared Approach

Coverage that's affordable, easy to use, and always supported

Across FutureHealth Systems, our programs follow a simple principle: coverage should be affordable and comprehensive, systems should be easy to use, and support readily available.

High-quality medical coverage for students, travelers, and exchange participants worldwide

Access to trusted PPO networks in the U.S. and leading global insurers abroad

Structured administrative tools for enrollment, waiver management, and invoicing

Responsive support for students, participants, and program or campus teams

Integrated mental health and wellness resources and education

This approach helps institutions and organizations alike balance regulatory requirements, administrative efficiency, and the well-being of the students and participants they serve.

Our Story

Decades of specialization

Built specifically for student and exchange populations.

1992

Student-First Innovation

Introduced the first U.S. student-only PPO, purpose-built to simplify claims and provider access for students.

1994

Full-Service Student Insurer

Expanded into underwriting and risk management, integrating claims, network, and carrier capabilities.

2011

Proven at Scale

Acquired by Berkshire Hathaway, validating the model and accelerating national reach.

2012

Wellbeing Comes First

Launched FutureHealth to address the growing mental health and wellbeing needs of students.

2020

Strategic Distribution Expansion

Added Insurance for Students (IFS), strengthening broker expertise and institutional partnerships.

2024

Global Student & Exchange Expertise

Unified U.S. and international brands — including Compass, Pinnacle, and Secutive — into a single, globally focused platform.

By partnering with a FutureHealth Systems company, colleges, universities, and cultural exchange organizations gain access to coordinated insurance, education, and wellness resources — supporting compliance, simplifying administration, and contributing to healthier, more engaged students and exchange participants.

Partner Companies

The FutureHealth Systems Family

Each company brings its own focus, audience, and personality — together, we combine our strengths to help institutions and organizations even better, from academic administration to student wellbeing.

Tailored health insurance for international students and scholars, including F, J, and M visa holders, OPT, and K-12

Holistic student health insurance combining affordability, mental health support, and student retention programs

Comprehensive student accident, study abroad, and ACA-compliant insurance for schools nationwide

Health, travel, and ancillary insurance for organizations supporting cultural exchange participants worldwide

Online mental health education and wellness program supporting healthy habits and life transitions for students and exchange participants